Capping interest at 10% could save Americans billions, but banks say it would shut millions out. Here's what drives rates and why they're so high

Israel's military confirmed the strikes, which come during a ceasefire that Israel and Hamas accuse each other of breaking.

Three million new documents include hundreds of mentions of Trump and emails between Epstein and a person called "The Duke".

The Canadian comedic actress died in Los Angeles on Friday at the age of 71 following a brief illness.

James Wan and Leigh Whannell are reuniting to revitalize 'Saw' and make it scary franchise again.

With James Webb Space Telescope (JWST), NASA has confirmed its sightings of the farthest known galaxy to date, providing an unprecedented look back into the early universe about 280 million years after the Big Bang. The discovery of MoM-z14 was accomplished by a joint effort of the Massachusetts Institute of Technology, the University of Geneva, and many others. The results were published in the Open Journal of Astrophysics and provide additional evidence supporting scientists’ previous beliefs that the early universe’s brightness and activity levels were higher than expected. The team determined MoM-z14’s redshift of 14.44 using JWST’s Near Infrared Spectrography (NIRSpec). Light emitted from MoM-z14...

À travers le continent africain, les groupes de prières en ligne séduisent de plus en plus de jeunes. Des médias kényans et nigérians documentent un phénomène grandissant.

The firm wants to create a network of "orbital data centres" to power artificial intelligence.

Les médias internationaux font état de l’une des pires séries de frappes israéliennes dans l’enclave palestinienne depuis l’entrée en vigueur du cessez-le-feu en octobre. De son côté Tsahal évoque une riposte après une présumée violation de la trêve par le Hamas et le Djihad islamiste.

Douleurs au ventre, courses aux toilettes, ballonnements… Pour les moins de 30 ans, parler de son transit sur TikTok devient une manière de reprendre la main sur leur corps, entre autodérision et vulnérabilité.

Happy Saturday, folks! After a few weeks of middling deals, we’re starting see things pick up. Some of our favorite deals of the holiday season have returned in some fashion, making now a great time to pick up deal stalwarts like the AirPods 4 with ANC or Google’s TV Streamer (4K). We also stumbled upon a deal that knocks $5 off a pair of Lego Roses, as well as another that lets both new and returning subscribers snag a month of Apple TV Plus, completely free of charge. So let’s get into it, shall we? If you can afford it, I highly recommend the AirPods Pro 3, which are on sale at Amazon and Walmart right now for $199 ($50 off). However, if you’re an Apple user looking to save some cash, the AirPods 4...

January 2022 📷 #flashes

Illustration par ChatGPT
GENESIS : un cadre mathématique pour prédire l’émergence(Audit du code Python actuel par Claude)
Le problème central
Tout au long de l’histoire, la science s’est heurtée à un paradoxe : des systèmes complexes s’auto-organisent spontanément — les galaxies se forment à partir de nuages de poussière, la vie émerge de la chimie, la conscience surgit des neurones, les marchés se cristallisent à partir de transactions individuelles — et pourtant nous ne disposons d’aucun cadre mathématique rigoureux permettant de prédire quand et comment ces phénomènes émergents apparaîtront. Nous savons décrire l’émergence après coup, mais nous ne savons pas la...

Actors and directors remember Catherine O'Hara as one of the greats and gone too soon.

Les échecs 960 sont une variante de plus en plus populaire qui introduit une part d’aléatoire pour forcer les joueurs à faire appel à leur intuition plutôt qu’à leur mémoire des ouvertures dans les premiers coups. Un chercheur en physique théorique a méthodiquement analysé les 960 positions de départ. Ses conclusions ont été remarquées au début de janvier dans la presse anglo-saxonne.

Le 29 décembre, le géant américain du numérique déboursait 2,5 milliards de dollars pour l’entreprise d’origine chinoise domiciliée dans la cité-État et son agent autonome d’intelligence artificielle. Début janvier, Pékin ouvrait une enquête. Signe que la Chine refuse la fuite des cerveaux et le transfert de sa technologie aux États-Unis, selon le quotidien singapourien “The Straits Times”.

After a stroke, losing clear speech can feel like being locked inside your own thoughts. You may know exactly what you want to say. Your throat and mouth simply will not cooperate. Now researchers at the University of Cambridge say a soft, washable neck device could help you speak again; without brain implants or slow, letter-by-letter typing. A soft “choker” built for real conversation The wearable system, called Revoice, was led by Professor Luigi Occhipinti at Cambridge’s Department of Engineering. His team designed the device as a flexible choker that sits lightly around your neck. It reads two kinds of signals at once: tiny throat muscle vibrations linked to silent speech, and pulse patterns that...

Meta might have some real competition.

How many award-winning writers are desperate enough to train Grok?

Entre amis, en couple ou avec leurs enfants, nombreux sont ceux qui partagent leur position en direct par le biais de leur smartphone. À partir de témoignages, le quotidien allemand “Die Tageszeitung” se penche sur la façon dont ce suivi transforme notre façon de vivre ensemble, entre sentiment de sécurité et surveillance à outrance.

The NFL and OneCourt are providing about 10 Super Bowl attendees a device that translates live gameplay into tactile feedback.

It's no secret that Cassette Boy is inspired by the classics. It's a top-down adventure game in the vein of a retro Legend of Zelda, while your home base is a small town like in an older Pokémon game, complete with a mom who is constantly wishing you well. The game's blocky 3D graphics evoke Minecraft, and you save at campfires that reset the world, like a FromSoft game. Everything in Cassette Boy even has a green tint that reminds me of playing games on my original Game Boy. But despite all of the clear influences, it still feels unique: underneath that charming exterior, Cassette Boy is a game filled with clever puzzles that forced me to u …
Read the full story at The Verge.

L’ancien journaliste de France 2 mène une candidature sans étiquette mais au programme ancré à droite, pour tenter de faire sa place entre le Rassemblement national et une gauche divisée.

ChatGPT is using Grokipedia as a source, and it's not the only AI tool to do so. Citations to Elon Musk's AI-generated encyclopedia are starting to appear in answers from Google's AI Overviews, AI Mode, and Gemini, too. Data suggests that's on the rise, heightening concerns about accuracy and misinformation as Musk seeks to reshape reality in his image.
Since the warped Wikipedia-clone launched late last October, Grokipedia technically remains a minor source of information overall. Glen Allsopp, head of marketing strategy and research at SEO company Ahrefs, told The Verge the firm's testing found Grokipedia referenced in more than 263,000 C …
Read the full story at The Verge.

Hi, friends! Welcome to Installer No. 114, your guide to the best and Verge-iest stuff in the world. (If you're new here, welcome, send Arc Raiders tips, and also you can read all the old editions at the Installer homepage.) This week, I've been reading about wind turbines and phishing scams and oboes, keeping organized with the ultra-minimal Attn app, testing the lovely Aeronaut Bluesky client, spending too much time researching electric snow shovels, finally upgrading my trusty podcast headphones to a new Beyerdynamic pair, starting my umpteenth rewatch of Superstore, and debating whether to swap my iPhone 16 for an iPhone 17 or a Pixel …
Read the full story at The Verge.

Analysts believe PM Netanyahu is urging the US towards maximalist strikes.

For more than a quarter billion years, coral reefs did far more than brighten shallow seas. Long before humans appeared, these living structures helped guide how Earth recovered from major climate shocks. New research shows reefs played a quiet but powerful role in setting the rhythm of the planet’s carbon cycle. The study reveals that shallow-water reef systems influenced how quickly Earth stabilized after massive carbon dioxide changes. These ancient ecosystems did not simply react to climate shifts. They helped control how long recovery took. Scientists from the University of Sydney and Université Grenoble Alpes traced these patterns back to the Triassic Period, more than 250 million years ago. Their...

Bosch’s Unlimited 10 combines key features from Dyson’s and Shark’s stick vacuums and packs some nice extras, but it can’t seem to keep debris inside.

Sinners, Wicked, and Die Hard are just a few of the movies you should be watching on Amazon Prime Video this week.

Want the image quality of a DSLR without the bulk? These WIRED picks do more with less.

Jugez vous-même… Affaire Epstein Meidas Touch – 31-01-26Télécharger

Les frappes de samedi surviennent la veille de l’ouverture prévue du point de passage de Rafah, à la frontière avec l’Egypte. Le directeur général du ministère de la santé de l’enclave a dénoncé de « graves violations de l’accord » entre Israël et le Hamas.

Plus: AI agent OpenClaw gives cybersecurity experts the willies, China executes 11 scam compound bosses, a $40 million crypto theft has an unexpected alleged culprit, and more.

We braved the cold to answer a modern dilemma: Can you keep your hands warm and use a smartphone at the same time?

The most important film festival in America bade farewell to its Utah roots.

In August, I reported that the President and his family had made $3.4 billion by leveraging his position. After his first year back in office, the number has ballooned.

Liam Ramos, whose photo became a symbol of Operation Metro Surge, is one of several students in Columbia Heights who are now in federal custody.

A belligerent style of American foreign affairs has fostered a uniquely unpredictable environment likely to scare off U.S. oil and gas companies

The experts at Consumer Reports weighed in on how to keep yourself and your vehicle prepared for winter's harsh conditions

Vous avez un logiciel qui cause un peu trop avec Internet alors qu'il n'a rien à y faire ? Ou un petit utilitaire qui balance de la télémétrie dans votre dos sans vous demander votre avis ? Ou peut-être juste une application que vous voulez forcer en mode hors-ligne sans pour autant couper tout votre réseau ?
C'est LA situation classique où pour leur couper la chique, on finit par se battre avec les menus obscurs du pare-feu Windows. Sauf que maintenant, y'a un petit outil CLI qui fait exactement ça en une seconde : ProcNetBlocker
.
C'est un utilitaire Windows en ligne de commande qui permet de bloquer l'accès réseau de n'importe quel processus comme ça pas besoin de créer des règles à rallonge....

Le warez n'est pas mort ! Washington coupe l’accès à trois géants du piratage de films, de musique et de livres....

Rendez-vous à partir de 19h au bar culturel El Zókalo (49 Rue Pixérécourt, 75020 Paris). -
Initiatives

You’ve probably heard — we’re currently experiencing very high RAM prices due mostly to increased demand from AI data centers. If you’ve been priced out of new RAM you are going to want to get as much value out of the RAM you already have as possible, and that’s where today’s hack comes in: if you’re on a Debian system read about ZRam for how to install and configure zram-tools to enable and manage the Linux kernel facilities that enable compressed RAM by integrating with the swap-enabled virtual memory system. We’ve seen it done with the Raspberry Pi, and the concept is the same.
Ubuntu users should check out systemd-zram-generator instead, and be aware that zram might already be installed and...

No other country in Europe generates as much noise around physical anti-piracy crackdowns as Italy, where ‘boots-on-the-ground’ operations have become a regular occurrence.
While the number of affected users doesn’t always seem to add up, it is clear that Italy can and is willing to take action, where other countries do not see IPTV as a priority. This week, the local authorities announced another major crackdown. Led by the District Prosecutor’s Office of Catania and the Italian Postal Police, “Operation Switch Off” involved raids in 11 Italian cities and 14 countries, including the UK, India, Canada, and Romania. Operation Switch Off
With support from Eurojust, Europol, and Interpol, the...

Depuis le début d’année, les réseaux prorusses et les comptes institutionnels trumpistes ciblent de plus en plus la France. Avec des méthodes différentes mais un récit convergent, ils représentent un défi inédit.

FujiFilm's Instax Mini Link 3 printer is a much-loved $100 accessory in my travel journal kit. I often tape a printed image next to my handwritten thoughts to preserve a moment in time. The prints produced by the instant film can, however, be soft and muddy - something the new $169.95 Instax Mini Link+ promises to improve.
The big upgrade is a new Design Print mode. It's supposed to make text and intricate illustrations crisp and legible, but I didn't see much of an improvement, despite that being a big selling point. I did, however, find that the improved processing inside the Mini Link+ enhanced contrast, colors, and sharpness, to reveal …
Read the full story at The Verge.

Je suis tombé sur cet Easter Egg sur un site dédié, et j’ai d’abord testé sous Windows, parce que tester les vieilles versions d’iTunes sous Mac OS X, c’est compliqué. L’idée, c’est que si vous lancez le visualiseur, il y a des raccourcis avec des fonctions cachées. J’ai d’abord testé avec la version notée dans le post d’origine (iTunes 6).
iTunes 6
Première étape, presser H. Vous verrez diverses options. J’ai mis les touches en capitales, mais c’est pour des questions de lisibilités (il suffit de presser la touche).
Le menu caché
La touche F affiche le nombre d’images par secondes de l’effet en cours. La touche T permet d’améliorer la fluidité : par défaut, c’est...

Au moment où ces lignes sont écrites, la présidente de la Commission européenne Ursula von der Leyen et le président du conseil européen Antonio Costa assistent au Jour de la République, une parade annuelle en Inde qui est normalement réservée aux chefs d'États sur invitation du gouvernement. C'est un événement historique majeur et un signe d'une relation étroite en formation entre Bruxelles et New Delhi, marquant un moment historique dans les relations UE-Inde. Cette année avait mal commencé à la fois pour l'UE et pour l'Inde, en particulier sur le prisme géopolitique. Alors que l'UE a une guerre en cours à ses frontières orientales entre l'Ukraine et la Russie, l'Inde se remet d'une...

Go back a couple of generations, and rather than a laptop or a luggable, the office accessory of choice was a portable typewriter. As the 20th century wore on, the typewriter became electric before eventually being eclipsed by luggable and laptop computers. On YouTube, [Prototype] is turning back the clock, by turning an old Smith-Corona electric typewriter into a luggable computer– with a stretch goal of still being able to type.
Yeah, just gutting the typewriter and shoving an SBC inside wasn’t ambitious enough for [Prototype]: his goal is a working typewriter and an x86 gaming PC. To facilitate this, he guts the Smith-Corona keyboard, and 3D-prints a new top plate to add a little more vertical space in...

De l’Union soviétique au pouvoir poutinien, la Russie a longtemps justifié son expansion impériale par un discours anticolonialiste visant l’Occident, explique la chercheuse dans un entretien au « Monde ».

En novembre 2025, dans la ville meurthoise de Neuves-Maisons, une famille et deux amis perdaient la vie dans un incendie criminel. L’enquête, qui s’est orientée vers une vengeance liée à une dette de stupéfiants, a permis d’identifier trois adolescents, qui auraient été commandités à distance par un ou plusieurs détenus.

Atteinte à la liberté individuelle fondamentale pour les uns, remède à l’abstention pour les autres, le vote obligatoire est loin de faire consensus en France, où il est ponctuellement débattu. En imposant aux citoyens de se rendre aux urnes, à l’image de nos voisins belges, pourrait-on revitaliser notre démocratie en crise ? En amont de l'élection municipale de mars 2026, on a posé la question au politologue Régis Dandoy et au philosophe Gaspard Kœnig dans le nouveau numéro de notre magazine FUTUR.

“What we’re seeing in Minneapolis is really like the ‘Black Mirror’ version of how federal forces have been used in the past, where the federal agents are coming to do the violence, not protect against violence,” Garrett Graff says.

Not everyone will write their own optimizing compiler from scratch, but those who do sometimes roll into it during the course of ever-growing project scope creep. People like [Michael Moroz], who wrote up a long and detailed article on the why and how. Specifically, a ‘small library’ involving a few matrix operations for a Unity-based project turned into a static optimizing tensor compiler, called TensorFrost, with a Python front-end and a shader-like syntax, all of which is available on GitHub.
The Python-based front-end implements low-level NumPy-like operations, with development still ongoing. As for why Yet Another Tensor Library had be developed, the reasons were that most of existing libraries are...

A satellite built to measure Earth’s water has started answering a different kind of question. “What’s the shape of water?” Specifically, “How is water reshaping the ground beneath it?” NASA launched the Surface Water and Ocean Topography satellite, known as SWOT, in 2022. Its main job is to measure the height and spread of water across the planet. Now, Virginia Tech geoscientists say the same measurements can help you see rivers at work as builders and destroyers of landscapes. “We wanted to show how the satellite could be used in ways that it wasn’t primarily designed for,” said postdoctoral associate Molly Stroud, first author of a recent publication in the Geological Society of America...

Need a plastic mesh in a custom pattern? 3D print it, no problem. But what if one needs a curved plastic mesh? That’s considerably harder to 3D print, but [Uncle Jessy]’s figured out a simple approach: 3D print the mesh flat, then break out a mold and a heat gun.
Of course, there are a few gotchas, but [Uncle Jessy] shares his tips for getting the most reliable results. The important part is to design and 3D print a mold that represents the final desired shape. Then print the mesh, and fit it into a frame. Heat things up with a heat gun, and press into the mold to deform the mesh while it’s still soft. It’s much easier seen than explained, so take a few moments to check out the video, embedded below...

The Trump Administration’s plan to end Temporary Protected Status for immigrants from Haiti puts hundreds of thousands at risk of returning to a country in crisis.

Earnings week turned AI into accounting: who can fund the build with cash on hand, and who needs the build to make the dream real

A research team at the University of California San Diego has discovered a novel and promising method of treating arrhythmogenic cardiomyopathy (ACM), a rare inherited heart disease that can strike suddenly and violently, developing into a life-threatening condition in young, healthy athletes. By restoring expression of an important protein, connexin-43, in murine (mouse) models, the investigators dramatically improved overall heart function, significantly reduced dangerous heart arrhythmias, and increased survival rates by greater than twofold. Patients with ACM do not have the ability to efficiently pump blood due to damage to their cell-to-cell contact proteins, known as desmosomes, which are weakened by...

Warsh will find it hard to deliver on Trump's demand for lower interest rates. He has also endorsed slashing the Fed balance sheet